Oobit Issues Debit Card Built for AI Agents

Digital wallet and payment app startup Oobit has created a new stablecoin-backed corporate Visa debit card designed from the ground up for AI agents.

Backed by Tether, Oobit’s new virtual Agent Card will give agentic bots the ability to make purchases autonomously, but with built-in spending limits and oversight.

“The corporate card was designed seventy years ago for a human in a suit signing a paper receipt,” Oobit said in a release. “It is now being handed to autonomous software that makes hundreds of decisions a minute, and the results are exactly what you’d expect: no clear audit trail, no per-agent controls, no visibility into what was bought or why.”

Controlling spend is baked into the card, starting with a spending limit determined by the amount of USDT stablecoins added to the card account. From there, corporate finance departments set rules like spend limits, merchant categories available to the agent, and hard per-transaction spending caps, with no override path for the agents.

Each agent gets its own card rather than using a shared corporate card issued to a human officer, preventing “month-end reconciliation turning into archaeology,” Oobit said.

Every charge appears in the same dashboard Oobit provides for human corporate cards users. A human-readable reason for every approval or decline is logged.

The card works with any agent framework, Oobit said.

“Every other company trying to give AI agents spending power is duct-taping fintech built for humans onto software that doesn’t behave like one,” said Amram Adar, CEO of Oobit. “Agent Cards is the first time someone has asked the actual question. If you were designing a corporate card from scratch in 2026, knowing the cardholder was going to be software, what would it look like?”