“Imagine trying to invest a single dollar in a way that would have any tangible return as an asset without being high risk? It’s virtually impossible,” said International Blockchain Monetary Reserve managing director Sinjin David Jung. “Even with financial inclusion, price point accessibility is not enough if the overhead fees of traditional finance are still in place like bank ATMs or agent fees.”

IBMR Managing Director Sinjin Jung thinks microequities can bring stocks—and prosperity—to the unbanked