Cryptocurrencies,  Technology

Exodus Launches Stablecoin Designed for AI Agents

XO Cash stablecoin allows purchases without private key control

By  / May 8, 2026 /

Crypto wallet maker Exodus Movement has launched a new stablecoin designed expressly for AI agent commerce.

The Solana-based XO Cash stablecoin and its software toolkit will let AI agents make payments without giving them control over private keys. Built with the on-and-off-ramp fintech MoonPay, XO Cash lets developers create wallets linked to an agent while setting spending limits and issuing Visa-branded virtual debit cards.

Agents spend directly from their Exodus Pay balances without ever holding or managing a private key. Users can set rules, including daily spending limits, per-transaction limits, allowed merchants, and rate limits.

Exodus said there are no transaction fees, making the XO Cash wallets suitable for agents running high-frequency workflows.

AI agents using XO Cash can transact with any merchant on the Visa network. Payments are not made in XO Cash, but rather are automatically converted to either Circle’s USDC or Tether’s USDT stablecoins at checkout.

“Agents need to spend money, but they haven’t had a clean way to do it without someone handing over keys,” said Matias Olivera, CTO of Exodus. “Now, the agent has a wallet and the user doesn’t sacrifice self-custody.”

Amazon AI agent payments

On Thursday, Amazon Web Services unveiled a new payments infrastructure that will allow AI agents to make purchases using Coinbase’s x402 payments protocol, an open standard for stablecoin-based, machine-to-machine payments.

In partnership with Coinbase and payments processor Stripe, Amazon Bedrock AgentCore payments allow AI agents to access and make micropayments for digital resources like web content, services, and APIs, as well as to other agents. Future versions will allow larger and more complex purchases like hotel bookings and merchant payments.

“There will soon be more AI agents transacting than humans, and they need money that’s built for the internet — programmable, always on, and global,” said Brian Foster, head of infrastructure growth and strategy at Coinbase. “We’re giving developers the full stack to build agents that move money at software speed, with the trust and compliance enterprises expect.”

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Leo Jakobson, Modern Consensus editor-in-chief, is a New York-based journalist who has traveled the world writing about incentive travel. He has also covered consumer and employee engagement, small business, the East Coast side of the Internet boom and bust, and New York City crime, nightlife, and politics.