Cryptocurrencies,  Technology

Alchemy Launches AgentCard, a Visa Payment Card for AI

AgentCard will support crypto payments

Blockchain infrastructure provider Alchemy is partnering with Visa to launch AgentCard, a new payment method for AI agents designed to let them operate in the real world.

Using agents from any provider, the virtual Visa card will let users’ AI agents ”book a vacation, order groceries, or renew a subscription on a consumer’s behalf, without the consumer ever touching a checkout screen,” Alchemy said in a statement.

The AgentCard features built-in spending controls, including merchant category restrictions, per-transaction limits, and customizable budgets, all configurable at startup or in real time.

“The hardest part of deploying an agent today has nothing to do with intelligence, it is getting the agent set up to actually operate in the world,” said Flor Ronsmans De Vry, co-creator of the AgentCard. “Whether you’re building on OpenAI or Anthropic, AgentCard collapses that setup into one step. The next phase is making sure every payment rail an agent might need is available the moment a developer wants it.”

While payments default to Visa-issued tokens, a crypto wallet is available to make payments as well. There is also support for “emerging agent payment protocols” like Coinbase’s x402.

AgentCard also integrates Visa Intelligent Commerce, a portfolio of solutions that “enable secure and trusted AI-driven commerce experiences at scale.” This will let agents preserve rewards, credit lines, and card benefits without creating new accounts or credentials.

Agents working with Agentcard get a dedicated email address and phone number, “completing the identity layer required to sign up for services.”

AgentCard comes a week after Mastercard launched Agent Pay for Machines (AP4M), allowing agents to transact continuously with each other at high speed, executing trains of transactions, including microtransactions.

And digital wallet and payment app startup Oobit, backed by Tether, just issued its own Agent Card, a stablecoin-backed, virtual Visa debit card built for corporate agentic AI commerce.

Alchemy has been described as the “AWS of web3,” with clients including Coinbase, Robinhood, and Stripe.

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Leo Jakobson, Modern Consensus editor-in-chief, is a New York-based journalist who has traveled the world writing about incentive travel. He has also covered consumer and employee engagement, small business, the East Coast side of the Internet boom and bust, and New York City crime, nightlife, and politics.